Skinny woman in her old big jeans.

We guide our patients through this scenario on a daily basis – our expert insurance specialists have evaluated their insurance plan and even negotiated with the insurance company on the patient’s behalf, but the insurer refused to provide coverage for bariatric surgery. But when this occurs, it’s by no means the end of the road for our patients’ weight loss journey. Here’s a look at the
financing programs offered by Bariatric Associates, P.A. that make it possible for our patients to receive bariatric surgery with no insurance coverage for weight loss procedures.

Prosper Standard Program

We work with two financing providers to help us best serve the individual needs of our patients. One of those providers is
Prosper, which was founded in 2005 and has successfully assisted countless patients at Bariatric Associates, P.A. afford bariatric surgery with no insurance.

One financing option that is possible for our patients through Prosper is its
Standard Program. Patients with a minimum credit score of 640 are encouraged to apply, and requesting a quote or pre-approval won’t negatively affect your credit score in the process. With loans ranging from $2,000 – $35,000 and annual percentage rates (APR) between 6.95% – 35.99%, our patients have been able to secure the perfect loan for them that will completely cover the cost of their procedure and meld seamlessly with their budget for monthly repayments. If approved, it only takes a few business days at the maximum for your funds to be deposited directly into your account.

Prosper Exceptional Program

Patients who need a way to pay for bariatric surgery also have the option of a second Prosper financing solution thanks to the
Exceptional Program. It is ideal for patients with a minimum credit score of 740 who may need a larger loan amount to not only offset the cost of the procedure but also cover other expenses should recovery put them out of work for an extended period.

If approved, patients can come away with $20,000 – $100,000 in funding and receive the cash in their bank account that same day. With APRs from 5.74% – 15.44%, this program is a highly competitive option compared to other loan companies offering the same principal amount. Plus, you can receive a quote from AutoPay and have your information reviewed by a loan officer to ensure you’re making the right decision for your situation.

Care Credit Program

The other financing provider we work with is
Care Credit, a credit card designed for helping people cover healthcare expenses. When you apply, your personal information and financial standing will determine your line of credit, which is typically more than enough to cover the costs of bariatric surgery without insurance. The card also features a flat APR of 26.99% and the ability to easily make online payments following your procedure.

Apply Today

If you are searching for an answer for attaining bariatric surgery without insurance, look no further than Bariatric Associates, P.A. Our expert team of bariatric surgeons and specialists will walk you through the entire financing process to make it as seamless as possible and allow you to get your life-changing surgery sooner rather than later. When you come in for your free initial consultation, we’ll be happy to provide you with an approximate cost for your weight loss procedure to help you determine which option might be best for you. For more information,
contact us today.


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